Motorcycles Insurance


Protecta Motorcycle Insurance, history has shown this to be the most popular motorcycle scheme available to riders via motorcycle Dealers throughout NZ. This top of the line cover with more features and benefits than others, we believe we have the most competetive rates in the market place today (Rider Experience & Riding History being satisfactory)

“For Harley Davidson , Triumph , Indian , Victory , Suzuki , Honda , Yamaha and Kawasaki Touring and Cruising type Motorcycles we have the most comprehensive cover at the most competitive rates through out New Zealand , we beat all other insurers including the dedicated Harley Davidson insurance scheme just about every time , but don’t take our word for it get a Quote now and find out for yourself”.

Our online purchase and pay facility allows you to purchase and renew your motorcycle Insurance policies direct with the Administrator and the underwriter at no extra cost to you with all the added benefits of this proven Insurance Cover.

Click here for the policy wording terms and conditions

Protecta Motorcycle Insurance provides the following options:

Full Comprehensive Cover ie. Motorcycle up to the market value, third party damage legal liability up to $1,000,000.
Third Party, Fire and Theft Cover.
Fire and Theft only.
Competition Cover, Fire,Burglary (from a locked building) and Transit Cover (for unregistered motorcycles).


Cover from the date of purchase.
Cover for anyone who has permission to ride the motorcycle, subject to additional excess and they are fully licensed.
Competitive rates and no claims discounts up to 60% for experienced riders.
Discounts on dual purpose and trail bikes.

AA Motorcycle Road service Cover- Three free call outs per year for road registered motorcycles - at no additional cost.

Flat Tyre or Damaged Wheel- The AA will arrange for the recovery of the motorcycle to the nearest repair facility at the expense of the rider.
Flat Battery- The AA will provide a battery boost or any other practical assistance to start the motorcycle. If the motorcycle requires a new battery the AA will arrange a new battery at the expense of the rider.
Out of Fuel- The AA will provide free delivery of $20 worth of liquid fuel. Cost of the fuel will be at the expense of the rider.
Lost Keys- The AA will arrange a locksmith to help get the motorcycle started, or will arrange for the motorcycle to be recovered to the nearest repair facility. Any replacement keys provided will be at the expense of the rider.
Breakdown(mechanical or electrical)- The AA will attempt to provide emergency repairs at the roadside. If the AA are not able to mobilize the motorcycle or it requires parts the AA will arrange recovery to the nearest authorized insurance repairer.

No matter how carefully you guard yourself, the unexpected can happen. Autoprotect Motorcycle Insurance gives you peace of mind if you are on a long open road trip or just out for a great weekend.