Car Insurance


Protecta Car Insurance is the top of the line comprehensive cover with more features and benefits than others at the best possible rates. After many comparisons and careful consideration we chose Auto protect Car Insurance.

Click here for policy wording terms and conditions.

Protecta Car Insurance provides the following options:

Full Comprehensive Car Insurance Cover.
Third Party, Fire, Theft and Illegal conversion Car Insurance Cover.
Third Party Car Insurance Cover.

The many Benefits:

click here for Protecta Car Insurance Benefits.

Cover from the date of purchase.

There are many great extras under full cover, including Medical and Legal expenses, Completion of journey costs and salvage costs.

Third Party damage up to $10,000,000 Third Party injury up to $1,000,000.

24/7 AA Road Service Cover: Flat Tyre or damaged wheel, Flat Battery, Locked out, Out of Fuel, Lost Keys, Breakdown (mechanical or electrical).

New for Old if a NZ new vehicle is a total loss within 12 months.
No Claim Bonus protection - no excess and no claim bonus not affected if you are involved in an accident that is not your fault.
Keys and locks cover up to $500 where stolen or illegally duplicated.
No extra cost for monthly installments i.e.(Premium divided by 12).
No excess windscreen breakages.
Third Party insurance includes an Automatic Uninsured Motor Extension covering impact damage caused by an uninsured third party driver to a maximum of $3,000.
Your Trailer is automatically included in your policy, free of excess.
Caravan Third Party cover to include damage caused by your Caravan when being towed by the insured vehicle.
If you or your spouse die within 90 days, as a result of Injury arising directly from an accident to your vehicle, you are entitled to a $5,000 Death Benefit.
Underwritten by Virgina Surety Company an NZ bonded Insurance Company/Underwriter